Editorial comparison

Harbour HMO

Written for multi-let stock: room locks, higher liability, and HMO licence conditions called out on the schedule.

hmo
student let
Buildings
£750,000
Contents
£40,000
Liability
£5m
Rent guarantee
Not included
Excess
£350
Illustrative monthly
£38.90
Illustrative annual
£467

Best for

Licensed HMOs and shared student houses

Caveats

  • Needs a current HMO licence where the council requires one.
  • Paying guests and Airbnb-style lets are usually excluded.
  • Illustrative figures only. Not a live quote.